Paying Council Tax with Credit Cards

The Council Tax was instituted in United Kingdom in 1993 as the main form of taxation. It is based on residential property, not income, and therefore has come under some scrutiny. The main criticism to the Council Tax is that it is unfair; it does not take into account whether or not someone could actually pay the tax (as an income tax would). Since the Council Tax is based on a property’s value, the residents on the property may not necessarily be able to afford the tax. This is especially true of renters and community property dwellers. In fact the result of the council tax, critics claim, has been a disproportionate impact on renters.

Well there are definitely a few guarantees in life, and one of them is taxes. The Council Tax is here to stay, at least for now. It may be criticized, but it is in effect and it has to be paid. So what options do you have if you are one of those disproportionate renters who may struggle to pay the tax year after year? What if you just don’t have the cash on hand to pay the tax when it is due? Well now there is an easier way to help get you through the difficult tax season, and that is by using credit cards.

Council Taxes can be paid with credit cards, and this is becoming a popular method for satisfying the tax requirement. The most important reason is because you can divide the entire tax burden over several months of payments by using your credit card; and you should use your best credit card for this: the one with the lowest interest rate. Council taxes are a priority bill. They absolutely must be paid. A credit card bill is a non-priority bill (although that doesn’t mean it shouldn’t be paid; it just doesn’t hold the same repercussions as the Council Tax if left unpaid). So by paying the Council Tax with your best credit cards, you are replacing your priority bill with a non-priority bill, and that can alleviate some of the financial worry and stress that always accompanies the tax season. Credit cards can also pay the Council Tax for you when you cannot afford to. In other words, if you are unable to pay the Council Tax when it is due, the use of your best credit card can pay your tax bill to the government and buy you some time to pay it off when you can afford to.

Credit card debt among Britons is reportedly rising, and a major contributor to this increase was the use of credit cards to pay such priority debts like the Council Tax. However, if you are financially responsible and pay your credit card bills on time, using them can be ideal. Remember to utilize your best credit card when you do use it, and pay it responsibly. Then it can be a helpful way to alleviate some of the Council Tax burden.

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