Buy and Fly MasterCard

Credit cards for many of us are a way of life and survival. The great news is there are always little incentives like flight miles to encourage us to use our credit cards over the money we may be carrying. When you are looking for a new credit card you will want to compare credit cards with the buy and fly MasterCard. The buy and fly MasterCard has a promotional deal right now that looks pretty great.

With the buy and fly MasterCard deal you will earn double buy and fly points for the first six months. In other words whatever you buy with the card will earn you double the points towards a flight. You will also find there is a 3.9% interest rate on balance transfers that is good until July 1st 2010. Whenever you transfer a balance to your buy and fly MasterCard you will be charged a 3% handling fee of the balance you transferred. When comparing credit cards you will find most charge a balance transfer fee based on the amount you have transferred. The difference is going to be in the interest rate and percentage of the handling fee.

You will also be able to redeem your points, at all major airlines and at UK travel operators. You will need to earn a certain amount of points with your fly and buy MasterCard before you will be able to redeem them. The buy and fly MasterCard will be able to tell you those conditions once you have been approved for the card. When you compare credit cards for flight miles you will see a small difference in the amount of points you need. For a Barclay card you generally need 15,000 points for travel in your country and more than 25,000 outside of your country as an example for comparison. You will find with the buy and fly MasterCard you will earn one travel point for every ₤10 you spend. You will also be able to earn more points when you buy items from a MasterCard partner.

When you compare credit cards you should also look for an annual fee. The buy and fly MasterCard does not have an annual fee. You will find free travel assistance and accident insurance is also provided with the MasterCard.

The important aspect when you compare credit cards is always in the APR rate you will be charged. Some credit cards are going to offer introductory rates that will change over time, others will offer you a fixed rate, and others may be relatively similar in the current APR. Right now the buy and fly MasterCard promotion is offering a 17.9% variable rate. If you have great terms with the buy and fly MasterCard such as always paying the balance on time, with more than the minimum balance you may see a reduction in the APR. When you compare credit cards some will refuse to help in any way towards lowering the APR, even if you are a good customer.

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