Alliance & Leicester Credit Card

Banks and lenders have become very sophisticated and modern in the way they market their products. So, it's become commonplace for a bank like Alliance & Leicester to allow their potential customers to compare credit cards, hopefully being able to lure them to sign up to their own Alliance & Leicester credit card. Corporations like Alliance & Leicester are very eager to give consumers a wide range of options and to foster confidence in their products without pushing on them the hard sale.

The credit card at Alliance & Leicester boasts an exclusive on-line interest rate offer, offering 0% on balance transfers for 12 months and card purchases for 3 months from account opening. The credit card sports a competitive APR rate at 15.9%. Comparing with other credit cards, this may be higher but the long-term benefits will offset this. There is a £90 transfer fee on outstanding balances, which is almost £200 cheaper than top competitors like Barclays and Lloyds. That translates to almost £500 total saving – a real good bargain, really!

Alliance & Leicester are building their credit card offering around the on-line experience. This is now a major factor when comparing credit cards. Alliance & Leicester's allows you to monitor your account 24 hours via on-line banking. You can view your balance, check your credit limit, and even change your personal details like your PIN number. The on-line (or phone if you have reservations over Internet banking) facilities give you complete control over your account.

The credit card also comes with mechanisms and safeguards in place in case the card is lost or stolen, where Alliance & Leicester will not charge you. This also applies if fraud, via the Net or identity theft, has been identified on the card. The building society only requires you to notify them promptly and no charges will be upheld against you. This is yet another critical factor nowadays in comparing credit cards against each other, as consumers have become very conscious and concerned of charges and penalties.

You can now use the credit card in almost 20 million retail outlets across the UK and world. So, there is no fear of not being able to go out on the town while on holiday in Turkey! You can also withdraw cash with no problems in ATMs across the world as well. Don't forget to keep in this mind as well – how 'mobile' your credit card is – when comparing credit cards. Even at home in the UK, no one wants to be caught out not being able to get cash or pay for a weekend's leisure.

Alliance & Leicester's credit card is a well rounded and competitive product. Its interest rate and features make it an attractive credit card. The security and protection that come with provide the peace of mind that should anything unexpected happen, you will not be penalised. In the now fairly common task of 'shopping around' and comparing credit cards, Alliance & Leicester is reliable for use on the high street and for trips away.

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