The Aqua Credit Card Offers Solutions to Those with Bad or Little Credit
Suffering from a bad credit history or simply a lack of credit history can make it difficult to obtain a credit card. Although a credit card is not an absolute necessity for survival, it certainly makes life a whole lot more convenient. In addition, there are certain services that are impossible to obtain without the help of a credit card. Making airline reservations, car hire reservations, or restaurant reservations, for example, often requires the use of a credit card. For a person unable to obtain a credit card, this can present some major obstacles in day-to-day life.
Fortunately, there are some credit cards out there that cater specifically to those that have problems with their credit history. One of these cards is the Aqua credit card. The Aqua credit card was created with the needs of those that may be struggling with their finances in mind. In fact, the Aqua credit card company makes it a point to extend its cards to people that have been turned down in the past, such as those that are:
Working under their system of helping people with bad credit or little credit receive credit cards, the Aqua credit card has helped over 100,000 people get credit in their names.
In addition to the convenience associated with carrying a credit card, using one and making payments on time will also help to rebuild or to establish credit. As a result, the person with bad credit or with little credit history can ultimately apply for a credit card that may have a more favorable interest rate or better benefits.
Traditionally, credit cards geared toward those with bad credit or with little credit do not have many benefits and have a higher interest rate. While the Aqua credit card does have a fairly high interest rate, with the typical APR being 33.9%, it is not that high when compared to other credit cards for people with bad credit cards. In addition, so long as the cardholder pays off the balance at the end of each month, the interest rate will not be of concern. In fact, the grace period of the Aqua credit card allows for up to 51 days of interest-free borrowing if it is paid off in full at the end of each billing cycle.
The Aqua credit card is also attractive in that it does not have an annual fee and, because it is a MasterCard credit card, it is accepted at over 23 million places throughout the world. The card also offers a 24 hour customer helpline and a reasonable credit limit that makes it possible to use for everyday conveniences without over-extending the cardholders budget.
Our main credit card comparison table now has a comparison table for bad credit credit cards. This will enable you to easily compare cards for people with bad credit easily.